100% Canadian-Owned Strategic Consultancy

37 years of smarter benefits.

We're an independent Canadian brokerage that works alongside your team year-round — from plan design and employee engagement through renewal strategy and beyond. 37 years of helping employers build benefits programmes that retain talent, support mental health, and actually get used.

Est. 1989
37 Years Independent
100% Canadian-Owned
All Major Carriers

The Baicorp Advantage

Strategic Benefits Consultancy

We deliver measurable results through independent data analytics, multi-generational experience, and a fierce commitment to Canadian data sovereignty.

We underwrite your plan ourselves before the carrier does. When we walk into a renewal meeting, we already know what the number should be. That’s how we’ve delivered measurable cost containment for 37 years running.

37 yrsof measurable results

Our Expertise

Comprehensive solutions for your team

From 20 to 1000+ employees, we provide the personal, white-glove touch your company deserves.

Corporate Health & Rewards

30-500 employees

Custom plan architecture that controls costs without cutting coverage. Monthly claims monitoring, multi-carrier shopping, and proactive plan management year-round.

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Retirement Plans

50+ employees

Independent fiduciary oversight for Group RRSPs, DPSPs, and pension plans. We benchmark every fee and fight for the lowest investment costs.

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Enterprise Admin

100+ employees

Cherry-pick the best products from every carrier — best LTD, best Critical Illness, best Virtual Care — all consolidated into one bill, one team, one platform.

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Small Business Plans

10-50 employees

We group smaller employers together so you get the same negotiating power as a 500-person company. Big-company pricing, small-company service.

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Flexible Benefit Plans

50+ employees

Give employees real choice — cafeteria-style benefits, HSA/WSA accounts, RRSP allocation, and vacation buy/sell. Engagement goes up. Turnover goes down.

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35

Years Independent

Hundreds

of Canadian Employers

50K+

Employee Lives Managed

20+

Carrier Relationships

Unified Administration

We Roll Up Our Sleeves

Dedicated, purpose-built benefits administration for Canadian employers. You deserve better than a ticket number. We pick up every phone call. We reply to every email. We know your plan because we built it.

  • Your dedicated team knows your plan because they built it

  • Same-day response — guaranteed. While the mega-brokers route you through call centres, we answer directly.

  • Consolidated billing — one bill regardless of carrier count

  • Monthly claims monitoring — not just annual at renewal

  • Custom data dashboards — not locked behind a carrier portal

  • 100% Canadian data storage — PIPEDA compliant, never exposed to the US Patriot Act

Dedicated

Named Team

Not a rotating call centre

<1hr

Response Time

Same-day guarantee

1

Consolidated Bill

Regardless of carrier count

100%

Canadian Data

PIPEDA compliant

Your Next Step

A Partnership Built on Trust.

We don’t just hand you a spreadsheet and walk away. We actively work alongside your team year-round to ensure your benefits programme truly serves your people and your bottom line.

Independent Underwriting

We do the math before the carrier does. Using proprietary benchmarking and claims projection models, we challenge renewal quotes and negotiate on your behalf.

Employee Utilization Analysis

We map exactly which benefits are driving retention and where adjustments can maximise value for your team.

Mental Health & Engagement Strategy

From virtual healthcare adoption to EAP utilisation and mental health initiatives, we help your team actually use the benefits you provide — driving engagement and retention.

Let's Talk About Your Benefits Strategy

Our advisors will benchmark your current plan, identify optimization opportunities, and present a tailored strategy — completely free, no strings attached.

  • Free benefits audit with savings estimate
  • Independent market comparison across all carriers
  • No obligation — just honest, expert advice

Request a Consultation

Fill out the form and one of our advisors will be in touch within one business day.

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