Group Retirement & Pension Plans
A strong retirement plan shows your team you're invested in their future. We help you design, implement, and govern retirement solutions that make a real difference.
Years of Fiduciary Expertise
37
37
Years of Fiduciary Expertise
Dedicated
Personal Service
CAPSA
Governance Compliant
100%
Independent
Expert Fiduciary Oversight
Managing a corporate pension or retirement plan comes with significant legal and fiduciary responsibilities. Our specialized retirement division acts as your co-pilot, ensuring strict compliance with CAPSA guidelines while optimizing for low fees.
- CAPSA Compliance Audits & Governance
- Investment Manager Search & Selection
- Ongoing Fee Benchmarking (investment management fees and expense ratios — the hidden costs that eat into returns)
Tailored Plan Designs
From simple matching formulas to complex executive structures, we build plans that align with your compensation strategy.
Group RRSPs
Easy to administer, offering immediate tax relief to employees via payroll deduction. Employer contributions are tax-deductible. Funds are portable — employees keep their RRSP when they move on.
- Immediate tax savings for employees
- Simple payroll integration
- Broad fund selection across all providers
- Portable — employees keep their RRSP on departure
Ideal for: Employers of all sizes looking for a straightforward, cost-effective retirement offering.
Easy to administer, offering immediate tax relief to employees via payroll deduction. Employer contributions are tax-deductible. Funds are portable — employees keep their RRSP when they move on.
- Immediate tax savings for employees
- Simple payroll integration
- Broad fund selection across all providers
- Portable — employees keep their RRSP on departure
Ideal for: Employers of all sizes looking for a straightforward, cost-effective retirement offering.
Is Your RRSP/DPSP Working Hard Enough?
Most employers haven't benchmarked their retirement plan fees in years. We'll show you exactly what your employees are paying — and how to reduce it.
Fee Benchmarking
We compare your plan’s MERs and IMFs against every provider in the market. Most employers are surprised by what they find.
Investment Review
Are your fund options performing? We conduct independent investment analysis and recommend changes when needed.
Governance Audit
CAPSA compliance isn’t optional. We ensure your retirement plan governance meets national standards.
Request a Retirement Plan Fee Benchmark
We'll compare your plan's MERs and management fees against industry averages and show you exactly what your employees are paying in hidden costs.
- Independent fee benchmarking across all providers
- CAPSA governance compliance review
- Investment performance analysis with recommendations
Request a Fee Benchmark
Fill out the form and one of our advisors will be in touch within one business day.