Corporate Health & Rewards
Your employees deserve better than a cookie-cutter plan. We work alongside you to design health and reward programmes that genuinely protect your people — while keeping costs under control.
Avg. Response Time
<1hr
Dedicated
Named Service Teams
Quarterly
Claims Analytics
37
Years of Independence
<1hr
Avg. Response Time
The Independent Advantage
Because we are a 100% independent Canadian brokerage, our loyalty is to you, not the carriers. We actively shop your plan across Sun Life, Manulife, Canada Life, Equitable, RBC, GreenShield, and every specialty insurer to guarantee you the absolute best rate.
- Measurable cost containment through 37 years of independent underwriting and carrier competition.
- We proactively negotiate Target Loss Ratios (TLRs).
- Total transparency into carrier fee structures.
Proactive Renewal Management
We don't show up once a year. We provide quarterly claims analytics and utilisation reports so there are zero surprises at renewal time. We underwrite your plan ourselves before the carrier does.
Dedicated
Named Team
Not a rotating call centre
20+
Carrier Panel
Every major insurer
Quarterly
Claims Analytics
Not just at renewal
100%
Independent
No carrier ownership
Because One Size Doesn't Fit All
Within your Corporate Health & Rewards plan, employees can choose their own coverage levels through our cafeteria-style flex option. Tiered plans, HSA/WSA accounts, RRSP credit allocation, and vacation buy/sell — all administered through Baicorp's platform.
Explore Flexible BenefitsWhat's Included in a Baicorp Plan?
Health & Dental Coverage
Comprehensive basic and major restorative coverage, prescription drugs, and paramedical practitioners.
Life & Disability Insurance
Protecting your employees and their families from catastrophic financial loss with LTD, STD, and Life products.
Virtual Healthcare
24/7 access to Canadian doctors via secure video or text, keeping your team healthy and reducing absenteeism.
Employee Assistance (EFAP)
Confidential mental health support, legal advice, and financial counselling for employees and their dependents.
Health Spending Accounts
Flexible, tax-advantaged accounts (HSA/WSA) that let employees choose where to spend their benefit dollars.
Executive Medical
Premium diagnostic and preventative health assessments designed specifically for your executive leadership team.
A Partnership Built on Trust.
We don’t just hand you a spreadsheet and walk away. We actively work alongside your team year-round to ensure your benefits programme truly serves your people and your bottom line.
Independent Underwriting
We do the math before the carrier does. Using proprietary benchmarking and claims projection models, we challenge renewal quotes and negotiate on your behalf.
Employee Utilization Analysis
We map exactly which benefits are driving retention and where adjustments can maximise value for your team.
Mental Health & Engagement Strategy
From virtual healthcare adoption to EAP utilisation and mental health initiatives, we help your team actually use the benefits you provide — driving engagement and retention.
Get a Free Health & Rewards Audit
We'll benchmark your current plan against the market, identify cost-saving opportunities, and show you exactly where your premium dollars are going.
- Independent carrier comparison across the full market
- Claims utilisation analysis with renewal projection
- No obligation — actionable insights you can use immediately
Request a Consultation
Fill out the form and one of our advisors will be in touch within one business day.