Independent Advisors. Proudly Canadian.
Since 1989, we've stood between Canadian employers and the massive insurance carriers. We are your advocates, your negotiators, and your administration team.
Book a Free ConsultationThe Problem with Modern Brokerages
In recent years, the Canadian benefits landscape has been rapidly consolidated by massive US-based private equity firms and global mega-brokers.
When your broker is bought out, you become a line-item on a spreadsheet. Your employees' sensitive medical and financial data is suddenly exposed to US Patriot Act and Cloud Act surveillance. Your rates go up to satisfy foreign shareholders.
Baicorp is different. We are 100% privately owned, operated, and located right here in Canada. We answer to our clients, not to Wall Street.
Our Core Principles
These values aren't aspirational — they're operational. They guide every decision we make on your behalf.
Fierce Independence
We don't take volume bonuses from carriers. We work for you — relentlessly negotiating to get you better rates.
Data Sovereignty
Your employees' health data never leaves Canadian soil. 100% Canadian-owned and operated.
Personal Accountability
When you call us, a dedicated expert in our Oakville office answers the phone. No call centres.
“I started Baicorp in 1989 with a simple belief: employers deserve an advisor who works for them, not the insurance carriers.”
Over thirty-seven years later, that hasn't changed. We've stayed independent. Stayed Canadian. Stayed small enough that I still know our clients by name.
When you call Baicorp, you get a real person — often me. We don't hide behind call centres or automated systems. Your plan matters to us because we built it, we manage it, and we stand behind it.
That's the promise I made when I founded this firm, and it's the promise we keep every day.
Patrick Bailey
Founder & President
37 Years. Still Independent.
Founded in 1989, Baicorp was built on a simple premise: Canadian employers deserve an advisor who works for them — not for a carrier, not for a US private equity firm, not for foreign shareholders. Nearly four decades later, that premise hasn't changed.
Hundreds
of Canadian Employers
37
Years in Business
100%
Canadian-Owned & Operated
Ready for a Different Kind of Broker?
37 years of independence. Hundreds of Canadian employers. One phone call to get started.
Founded in 1989
We’ve been independently owned and operated from day one. No private equity, no foreign shareholders, no corporate parent.
Clients Stay for Decades
Our average client relationship spans over 10 years. When you work with Baicorp, you get a long-term partner, not a revolving door of advisors.
Same-Day Response
When you call us, a real person in our Oakville office picks up. No call centres, no ticket numbers, no 45-minute hold times.
Talk to an Independent Advisor
No sales pitch. No carrier bias. Just 37 years of independent expertise applied to your specific situation.
- Free benefits audit with savings estimate
- Independent market comparison across all carriers
- No obligation — just honest, expert advice
Request a Consultation
Fill out the form and one of our advisors will be in touch within one business day.